Pulse Finance Invoice Finance Review
Pulse Finance (incorporating Calverton) is an independent invoice finance provider supporting businesses from startup stage through to £15 million turnover. With facilities up to £2.5 million, advance rates up to 90%, and 24-hour funding, they offer a flexible and accessible service with particular expertise in manufacturing, transport, and construction.
Key Facts
Pros and Cons
Strengths
- Accepts startups and early-stage businesses
- Specialist manufacturing, transport, and construction knowledge
- 24-hour funding on approved invoices
- Flexible facilities up to £2.5m
Limitations
- Smaller provider with less brand recognition
- £2.5m facility cap may limit larger businesses
- Fewer digital self-service tools than fintech alternatives
Our Verdict
Pulse Finance is a strong choice for startups, younger businesses, and SMEs in manufacturing, transport, or construction who need a provider that understands their sector. The willingness to work with startups and the 24-hour funding commitment are genuine advantages. Larger businesses needing facilities above £2.5m will need to look at bank-backed providers.
Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 7 April 2026