How Does Credit Control Work With Factoring?
With invoice factoring, the provider manages your credit control. They contact your customers, chase late payments, send reminders, and collect funds. This saves you time but means your customers know you use a factoring company. With invoice discounting, you retain credit control yourself.
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Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026