BoE Base Rate: 4.50% (since 6 February 2025)

How Long Is an Invoice Finance Contract?

Most invoice finance contracts run for 12 months with 3 months written notice to terminate. Some independent providers offer rolling 30-day or 3-month contracts for greater flexibility. Bank-owned providers typically require 12-24 months minimum.

OM

Oliver Mackman

Director, Market Invoice

Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.

Last reviewed: 6 April 2026

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