Is Invoice Finance Only for Limited Companies?
Limited companies are strongly preferred because the provider can register a debenture at Companies House. Some independent providers (IGF, Ultimate Finance) will consider sole traders and partnerships on a case-by-case basis. LLPs are treated similarly to limited companies. Converting to a limited company before applying improves your options.
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Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026