Invoice Finance for NHS Suppliers — Best Rates Available
NHS suppliers get the best invoice finance rates in the UK market. NHS trusts are government-backed debtors with zero default risk. Advance rates of 90-95% and service charges of 0.5-1% are typical. NHS payment terms are 30 days by policy but often 45-60 days in practice. Factoring eliminates the wait.
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Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026