What Types of Invoices Can Be Factored?
Invoices must be for completed work or delivered goods to creditworthy B2B customers on credit terms. Cannot factor: pro-forma invoices, deposits, invoices to consumers (B2C), retentions (usually), disputed invoices, intercompany invoices, or invoices for future work not yet completed.
OM
Oliver Mackman
Director, Market Invoice
Oliver leads Market Invoice's editorial and comparison research. With a background in UK commercial finance, he oversees provider analysis, rate verification, and industry reporting across all verticals.
Last reviewed: 6 April 2026